Andrew Bradley is recently retired as Head of Group Risk Services for Nestlé and as CEO of Intercona Re, the Group’s reinsurance captive. Prior to joining Nestlé, Andrew began his career in the insurance industry in the UK working for both a national insurer and an international broker. In 1979 he joined the Insurance Department of the Nestlé Group in Vevey, becoming the Head of Group Risk Services in 2001. In this role he implemented global insurance programmes for the Group and expanded the reinsurance captive from a premium volume of CHF 20 mio to CHF 150 mio per annum, including Employee Benefits and for a time a pet insurance programme for the USA. Intercona Re was presented with the Award of Excellence in Captive Management from the World Captive Forum in 2015 More recently, in recognising the need for efficiency in risk financing, an innovative digitalisation project was instigated. A proponent of reducing risk by loss prevention on all lines of business Andrew and his team implemented programmes not only in Property, BI, Transport and Auto but also in Employee Benefits. AON presented Nestlé with its Innovation Award in 2014 for the road safety programme that was implemented and funded by the captive. He was a member of both the Industry Insurance Panel and M200 as well as Chair of the Global Road Safety Partnership (GRSP) hosted by the IFRC in Geneva. A regular speaker at FERMA, SIRM, Insurance for Safer Roads and other industry events. In 2018 Andrew was presented with a Life Time Achievement Award by FERMA.